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唐朱昌
唐朱昌
教授,博士生导师。现任复旦大学中国反洗钱研究中心常务副主任,复旦...
严立新
严立新
复旦大学经济学院、金融研究院副教授,中国反洗钱研究中心执行主...
陈浩然
陈浩然
复旦大学法学院教授、博士生导师;复旦大学国际刑法研究中心主任。...
何 萍
何 萍
华东政法大学刑法学教授,复旦大学中国反洗钱研究中心特聘研究员,荷...
李小杰
李小杰
安永金融服务风险管理、咨询总监,曾任蚂蚁金服反洗钱总监,复旦大学...
周锦贤
周锦贤
周锦贤先生,香港人,广州暨南大学法律学士,复旦大学中国反洗钱研究中...
童文俊
童文俊
高级经济师,复旦大学金融学博士,复旦大学经济学博士后。现供职于中...
汤 俊
汤 俊
中南财经政法大学教授,计算机科学与技术专业工学博士,复旦大学理论...
李 刚
李 刚
生辰:1977.7.26 籍贯:辽宁抚顺 民族:汉 党派:九三学社 职称:教授 研究...
祝亚雄
祝亚雄
祝亚雄,1974年生,浙江衢州人。浙江师范大学经济与管理学院副教授,博...
高增安
高增安
复旦大学中国反洗钱研究中心特聘研究员,专事反洗钱与贸易领域的研...
顾卿华
顾卿华
复旦大学中国反洗钱研究中心特聘研究员;现任快钱支付清算信息有限...
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上传时间: 2019-04-15      浏览次数:137次
Estonia’s financial watchdog claims ‘unacceptable’ clients remain in banking system


https://emerging-europe.com/business/estonias-financial-watchdog-claims-unacceptable-clients-remain-in-banking-system/

 

Estonia’s financial watchdog has said that “unacceptable” clients remain in the country’s banking system, despite tougher regulations put in place following the Danske Bank money laundering scandal.

 

In a statement, the Estonian Financial Supervisory Authority (Finantsinspektsioon; FI) explained that they had carried out extraordinary anti-money laundering inspections at all banks – including the branches of foreign banks – operating in Estonia in late 2018 and early 2019. The FI inspections examined the diligence measures of all 16 banks and their resilience to risks of money laundering and terrorist financing. New rules to combat both were introduced last year after 200 billion euros of suspicious payments were found to have moved through Danske Bank’s Estonian branch.

 

According to the FI, while the risks to Estonian banking from non-residents have been substantially reduced, and the majority of the banking sector is not at high risk of money laundering, the FI are continuing its work with individual sources of higher risk.

 

“The banks in Estonia have substantially improved their risk controls in recent years and have especially reduced risks in the very high-risk client segments,” said Andre Nõmm, a member of the FI management board. “We cannot ignore what happened in the past, but the efforts of Finantsinspektsioon over the past five years and the changes in the business strategies of the banks have led to a sharp reduction in the risks of money laundering and terrorist financing in the Estonian financial system, and the resilience of the banks to existing risks has also improved considerably.”

 

However, he added that “despite the implementation of know-your-customer measures there are clients who are not acceptable for the Estonian financial system.”

 

Earlier in 2019, the Swedish lender Swedbank was linked to the Danske Bank scandal. Swedbank is the subject of a joint investigation by the Swedish and Baltic financial watchdogs after reports in February said the bank knew about transactions worth up to 20 billion euros a year from high-risk, non-resident clients through its Estonian branch between 2010 and 2016.

 

“We are sending a single and consistent message to the managers of the banks that Estonia is no place for dodgy banking,” concluded Mr Nõmm.